Loan
Program
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The final task of the La
Pine Project is to establish a funding program to assist homeowners with
repairing and retrofitting existing systems with new and innovative
technologies. While the
details are yet to be defined, the project team envisions a low-interest,
revolving loan program that targets inappropriately located or failing
existing systems. Deschutes County will manage the program for the
project duration.
The loan program will be
designed through a public advisory committee process during 2004.
Initially, this task will require research of various lending programs
that are comparative in nature to the goal of this proposal.
Information from the 3-D groundwater and nutrient transport model will be
essential to these discussions.
Priority consideration
will most likely be given to applicants who fall into the categories
listed below. Low-income property owners that are in one of the categories
listed below will be given higher priority.
Potential Loan
Application Categories:
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Property
owners with failing systems.
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Property
owners with systems where the drainfield is, at some time of the year,
in contact with the groundwater.
-
Property
owners with leaking tanks. These tanks can contribute sewage effluent directly to the
groundwater in the many areas of shallow water tables.
-
Property
owners installing new systems. As
development occurs in the La Pine region, new on-site systems will be
installed. Growth in the
La Pine region will continue. County records indicate an average of 150 new building
permits per year were issued over the past few years.
This trend is expected to continue which results in a net
increase in nitrate loading to the aquifer.
The fund may provide financial assistance in installing the
nitrate-reducing technologies.
Priorities
for funding the different loan application categories will depend on the
available funds and the outcome of the 3-D model. The model results
may suggest that certain geographic areas or ages of systems be targeted
more heavily than others.
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